Monday, May 18, 2020

Psalm 127 Essay - 2459 Words

Psalm 127 Psalm 127 is a very interesting Psalm with a message that is extremely apt considering the events of our current day. There is a general consensus that the overall purpose of Psalm 127 is to illustrate the complete futility of relying solely on our human efforts to accomplish anything meaningful and enduring. Whether we are building a skyscraper or a building a family, if God is not the foundation of those efforts, we will fail. Anyone who watched the World Trade Center crumble into an ashen heap within mere hours can surely appreciate the wisdom of this Wisdom Psalm. Still, the interpretation of the Psalm is not without controversy. One†¦show more content†¦For instance, Gaebelein and Polcyn argue that while the psalm is separated into two distinct themes, these themes are inter-related through contrast. Ââ€Å"The first strophe teaches the lesson of divine sovereignty over human enterprise by way of warning agai nst self-sufficiency. It pursues a negative course until it reaches a rhetorical climax of direct address in v 2a. It ends on a positive note, which is developed in the second strophe in terms of praise of God and commendation.† Verses 1 and 2 teach the wisdom of a Christ-centered life by showing the futility and anxiety of life without GodÂ’s blessing. By contrast, verses 3 to 5 show the blessings of a God-centered life and encourage the godly to trust in the Lord in all matters of life. A. A. Anderson would agree in seeing the Psalm as a unified piece. Anderson, noting the tendency to impose arbitrary divisions, quotes G.W. Anderson, saying, Ââ€Å"the desire to separate the two parts is simply a manifestation of the occupational disease of commentators.† Rather than forcing a dissection of the two parts, it seems the better view to read the psalm as a unified whole. As Estes observes, both thematic logic and literary structureShow MoreRelated A Group Of Palestinian Jewish People During The Era Between 323-63 B.c1072 Words   |  5 Pagesnon-canonized documents that were later found and referred to as the â€Å"Dead Sea Scrolls† (pp. 98-99). However, this finding helps academics learn more about how this group used the Psalms. I am intrigued that through all of the persecution this community endured, they still involved themselves in the Thanksgiving Psalms. The biblical Psalms had deep influence on some fresh hymns composed within the community: the so-called Thanksgiving Hymns† (pp. 106). This indeed portrays the deep spirituality and Godly disciplineRead MoreMy Life Of A Christian Home849 Words   |  4 Pagesin the house of God, than dwell in the tent of the wicked. 1. My favorite Psalm: I have several that are favorite that correlate with certain stages of my life: Psalm 127: as a young father I prayed this psalm at the birth of youngest daughter who is named Psalm, God answered my prayer after known complication of the birth being life threatening. In giving honor and thanks to God I chose to name her after the book Psalm; Lo, children are an heritage of the Lord: and the fruit of the womb is hisRead MoreMurderous Crys for Help1244 Words   |  5 Pagesnot be ashamed, but they shall speak with the enemies in the gate.†(Psalm 127:3-5) Children are a blessing, a source of happiness and joy to their parents. That being said, if you are Christian and believe in the father, how could you not take his words as truth? How could you automatically assume that the child would bring you pain and suffering? â€Å"Truly children are a gift from the Lord; the fruit of the womb is a reward (Psalm 127:3). God has made us stewards of our children, and knows the prebornRead MorePurpose Of A Christ Centered Community Aimed Towards Professional Success Essay866 Words   |  4 Pagestowards professional success and to instill a love of learning in the hearts and minds of the students that walk these halls. Quiverwhole Christian Middle School’s environment is a place where administration, teachers, and parents believe the words in Psalms 127:3-5 when it says: 3 Behold, children are a gift of the Lord, The fruit of the womb is a reward. 4 Like arrows in the hand of a warrior, So are the children of one’s youth. 5 How blessed is the man whose quiver is full of them; They will not beRead MoreNothing1328 Words   |  6 Pagesin the womb. (3) Childbearing in Biblical Poetry On a few occasions the Psalms speak about God, the womb, and children. Select texts: †¢ Psalm 22:9-10; 71:7 – God cares for us from before birth. †¢ Psalm 113:1-9 – God is able to reverse the condition of barrenness. †¢ Psalm 127:3-5 – God gives children as a reward and blessing. †¢ Psalm 139:13-16 – God nurtures and sustains life in the womb. Main point: A look at selected Psalms shows that God cares for and nurtures pre-born life, gives children asRead MoreAbortion : Pro Life Or Pro Choice1040 Words   |  5 Pagesstate how God loved humans enough to give up His own Son so humans can have a right relationship with Him. Jesus also talks about how humans are valuable to the Father in Matthew 10:31. God values all life and this includes the life of the unborn. In Psalm 139, David praises God for seeing him in His motherâ€℠¢s womb and ordaining all his days. God is the one who forms the baby in the womb. He does so in great detail and care, knitting together each baby in their mother’s womb. God does not start to valueRead MoreMultiple Popular Parenting Styles Found1451 Words   |  6 Pagesindulgent parents, who are tolerant and warm but exercise little authority, show some negative outcomes.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  God said we should see our children as his children, not yours. We should already know kids are a gift from the man above (Psalm 127:3) says â€Å"Lo, children are an heritage of the Lord and the fruit of the womb is his reward† did you know when the Israelites were sacrificing their children God did not accept that. This plays a big part in parenting as well when they have to makeRead MoreBiblical Teachings And Essential For My Future Ministry1609 Words   |  7 Pages as he promised with an oath to your ancestors.† Then in verse 13 we see Moses saying that if we do faithfully obey he will bless us. â€Å"He will love you and bless you and increase your numbers.† Another passage to support this biblical theme is Psalm 127:3. â€Å"Children are a heritage from the Lord, offspring a reward from him.† In the Benson Biblical Commentary it talks about how children are the heritage from the Lord because they did get created solely based on human effort. â€Å"They did not come fromRead MoreThe Power Of The Tongue1377 Words   |  6 Pagesto pollute our thoughts, our speech, and our entire being. As believers, we need the washing and cleansing power of God’s Word daily in our lives. It takes God’s word to guide us after His heart cry, so that our homes will be in God’s presence. (Psalms 127:1) Romance in marriage is using well-spoken words, and nothing can quench the fires of love like ill spoken words. â€Å"A soft answer turns away wrath: but grievous words stir up anger.†(Proverbs 15:1) USING THE POWER OF WORDS THROUGH GOD S WORD PleaseRead MoreObservation Of A Young Child In Their Natural Setting.989 Words   |  4 PagesChildren can bring joy and laughter and resemble characteristics of Jesus in their purest form. Children can be humble, sensitive, and take joy in the smallest things in life. The Bible places a significant focus on the importance of children in Psalms. Psalms 127:3-5 states, â€Å"Children are a heritage from the LORD, offspring a reward from him. Like arrows in the hands of a warrior are children born in one’s youth. Blessed is the man whose quiver is full of them. They will not be put to shame when they

Wednesday, May 13, 2020

Example Of Online Travel Online - 1331 Words

CTA - Book your flights now at low rate call us on Toll-Free:1-888-301-5548 About: We at Travelers point have created a solid base which helps you to book your tickets online, in our online website that lets you select the best flight for your travel to any destination around the globe within your budget. The site is created to provide you with a comfortable allowance of navigating and choosing from the best available options currently accessible in your region. The easy access to the site will allow you to pick the best from the list of a variety of options to ensure comfortable, safe and pleasant flight for you and your family. You can book a trip by calling us and letting us know your requirements for your journey. We provide our†¦show more content†¦Are you planning to travel? Is it on-season or off-season? We have a fast and straightforward process to get you your airline ticket booked. Follow our specially designed easy procedure and provide us with your requirements for your planned journey and let us make arrangements for you to get your ai rline ticket booked. Facing trouble to get an airline ticket booked connect with us using our email address support@travellerspoint.net Phone support: Travellers point phone communication supports an extended service to the clients around the globe allowing all the on boarded clients to make online ticket booking for their domestic and international flight journey over a phone call. We have our mechanism with all the local and global airlines hence providing we can provide you with all the booking arrangements. Chat support: Travellers point high-end chat supports services in its new version windowed chat box providing two-way communication between you and our agent for exchange of essential information regarding your travel journey. This chat conversation is performed on our secure server furthermore giving safety to your confidential data. Call back request: Travellers point is providing last minutes services to clients helping them with quick arrangements for their travel booking journey. We can arrange a call back to your number; give us a missedShow MoreRelatedMy Ineffective Service Technology Experience And Recommendations For It1656 Words   |  7 PagesToday a lot of people use technology such as computers, smartphones, and tablets to get information, to buy something, and to communicate with family and friends. Since technology has been developed, people’s lives have also been changed. One of the examples is that many companies have started to sell their products through the Internet and customers look for goods and buy them on the Internet. Before technology was developed, people had to go to stores to purchase products. However, we can look forRead MoreE Commerce Retailing And Services Essay856 Words   |  4 Pagesmerchants use to integrate their online and offline sales channel beyond having an online store. The offline retailers diversify their marketing strategy to succeed on the web. Consumers use computers, tablets, and mobile devices to find the lowest-cost products and to complete a retail transaction. Thus, the retailers have developed a marketing strategy to integrate the online and offline experiences. The three techniques that the retail merchants use to integrate their online and offline include the interactiveRead MoreHow Technology Has Changed Our Lives1632 Words   |  7 PagesToday a lot of people use technology such as computers, smartphones, and tablets to get information, to buy something, and to communicate with family and friends. Since technology has been developed, people’s lives have also been changed. One of the examples is that many companies have started to sell their products through the Internet and customers look for goods and buy them on the Internet. Before technology was developed, people had to go to stores to purchase products. However, we can lo ok forRead MoreThe Value Chain of Expedia Essay949 Words   |  4 Pagesof low prices, convenience, and access to special time-sensitive deals and travel packages. For example, Expedia is an online travel company, and is the third-party integrators for the leisure and travel industry that uses value chains. Nearly six out of 10 Americans now shop online and more than four out of 10 use online bank. Twenty hours of video are uploaded to YouTube every minute, while 5 percent of all time online is spent on the social networking site, Facebook (Christophe 2010). ConsumersRead MoreOnline Travel Agency Supply Chain1684 Words   |  7 PagesTravel Agency Supply Chain Travel Agency Supply Chain With eCommerce technology rapidly improving and the number of people using the Internet increasing everyday, brick and mortar travel agencies are turning to non-traditional methods when developing their supply chain. Over the past 10 years the supply chain of the travel agency has evolved tremendously in order to incorporate the use of websites to promote online sales. In the following paper we will first describe the supply chain forRead MorePrice Dispersion, Competition, And The Role Of Online Travel Agents1742 Words   |  7 PagesPrice dispersion, competition, and the role of online travel agents: Evidence from business routes in the Italian airline market In this study they use research to further understand what’s driving price dispersion? They investigate very distinct factors between online travel agents and airlines’ direct channels influence price dispersion. Airline markets are characterized by the existence of substantial price dispersion, to be intended as a measure of price variations in the market. Indeed, it isRead MoreOnline Accommodation Processes Literature And Hereafter Map Demarcate Attitude Patterns During The Process1735 Words   |  7 Pagesstudy is to thorough review online accommodation processes literature and hereafter map demarcate attitude patterns during the process. The goal of this research is to put forward a statistically based framework based on clickstream/log file analysis of both the internal and external impacts of the process. The internal process impacts (the individual themselves, search engines, third parties/social media sites and hotel websites) and the external process impacts ( online access devices and user visualRead MoreBenefits Of Online Travel Agencies Essay1437 Words   |  6 Pagesno longer need to visit local travel retailers. Thus the online travel agencies(OTAs) take customers away, shrinking the travel retailers’ market share to one third. For example, in United States, the travel retail location declined from 34,000 in the mid-1990s to13,000 in 2013. (L. Weber, 2013) OTAs have somehow substituted travel retailers and become another intermediate between customers and merchants. The influence of Internet is determinant and deadly for travel retailers targeting on middleRead MoreEssay On How To Buy Currency827 Words   |  4 PagesHow to Buy Currency: Online or in-store? Abroad or at home? When you are planning for a holiday abroad, you also need to think about money. Not just the cost of your holiday but what the local currency is. Even though we live in the era of credit cards and wireless payments, you want to exchange some local currency to pay for essentials. Sometimes card payments don’t go through or they are indeed costlier than using local currency and you don’t want to find yourself unable to pay for food, drinksRead More External Forces Shaping The Future Of The Airline Industry Essay1726 Words   |  7 Pagesfirst trend discussed will illustrate the effect that online booking has had on the way airlines do business. The second trend will describe how obesity has caused new standards to be set within the industry. The final trend will explain how the demand for business-related travel has been decreased from the use of new technologies. This paper will close with a brief synopsis of the most relevant trend to the industry—the decrease i n business travel due to new technologies. DESCRIPTION   Ã‚  Ã‚  Ã‚  Ã‚  The following

Wednesday, May 6, 2020

The Effects of Technology on the Right of Freedom of...

The Effects of Technology on the Right of Freedom of Speech Freedom of speech is a cornerstone of democratic political and social institutions. It is responsible for the free flow of ideas and information to anyone who wishes to listen. Freedom of speech supports freethinking and sharing of thoughts, but along with these good characteristics there are also harmful ones. With the positive aspects such as art, journalism, and the pursuit of truth come negatives aspects such as pornography, gambling, and hate and shock sites. To continue with free speech people, must accept these negative aspects such as The Blackplague shock site, The Blackplague, http://www.blackplague.org/. The contents of this site are repulsive, disturbing, and†¦show more content†¦Freedom of speech can be exemplified in many different ways, some of which are not for everyone. The Blackplague is an amazing collection of the most disturbing images, texts, and videos imaginable. The home page of the site is a black screen with red writing bordered by skulls. The titl e of the page, The Blackplague, is dripping with blood, bordered by upside down crosses, and there is an overall very sadistic theme to the page. The site’s objectives are stated on its home page, The Blackplague, http://www.blackplague.org, and are summarized in this quote from that page, We provide a voice for deserving individuals and asylum for incendiary ideas that would otherwise be at the mercy of censorship and suppression. From this home page a viewer has the options of multiple links. They can link to sites hosted by the Blackplague at Web Hosting Services, Exodus, http://www.blackplague.org/host.htm, view pictures and videos at The Snuff Archives, http://www.blackplague.org/snuff/index.htm, view writings at Useful Text Files, http://www.blackplague.org/texts/texts.htm, and can email the site at admin@blackplague.org. All of which, except for emailing the site, are not for the weak of heart or stomach. The creators of the site accomplish many of these barrages of visual violence and death through digital convergence. Gilster says inShow MoreRelatedEssay about Social Media is Free Speech Gone Mad1063 Words   |  5 Pagesmedia is the use of web-based and mobile technologies to turn communication into interactive dialogue.† The notion of freedom of speech is â€Å"the right to express information, ideas, and opinions free of government restrictions based on content and subject only to reasonable limitations.† Social media rapidly travels virally, thus magnifying issues so that they are more exaggerated than they would be through conventional media. How do we ensure that this technology benefits society and does not createRead MoreChallenges with Freedom of Speech1008 Words   |  4 PagesFreedom of Speech and Information: Challenges with Freedom of Speech: The right to freedom of speech was adopted following the long history of suppression of ideas that were considered harmful by people. These suppressions also threatened democracy since they presented numerous difficulties for people to debate essential issues like war and peace. Consequently, a free speech movement emerged that eventually led to the protection of the right for people to express all ideas or the freedom of speechRead MoreCivil Liberties Essay1315 Words   |  6 Pagescitizens rights to speak, believe, and act freely. The Constitution grants citizens the courage to express their mind about something they believe is immoral or unjust. The question is, how far are citizens willing to extend the meanings of these liberties? Some people believe that American citizens take advantage of their civil liberties, harming those around them. On the contrary, many other people feel that civil liberties are necessary tools to fight for their Constitutional rights. CriticsRead MoreFour Freedoms1272 Words   |  6 PagesIn The Four Freedoms speech, President Roosevelt describes the historical context in which the U.S. finds itself one year before the attack on Pearl Harbor, but describing that context is not the point of his speech. His point is to promote the four freedoms but he does not actually get to outlining the four freedoms until the very end of the speech. Consider his speech in connection with the Our Freedoms and Rights document and the information provided as historical background. Why doesRead MorePublic Speech On Public Speaking1602 Words   |  7 Pagesthe United States require public speaking for completion of degrees; many bosses consider it a great skill for interviewers and employees to have. But why is public speaking and mastering how to do it well so important? Public Speaking is a type of speech where one speaker presents a formal, continuous discourse on a topic of interest before a number of other people. A public speaker would need to have a clear speaking voice, a goal, a familiarity with the audience and knowledge to convey informationRead MoreCensorship Filters The Media Within The World1574 Words   |  7 Pages Censorship is a healthy way of teaching the world, helps control the influx of information and ideas in society and compresses the violence within the world. Though freedom of speech is legal within the United States of America, all things said, shown, or expressed are not always appropriate. In most cases, inappropriate speech and/or acts lead to illegal acts or urge others to. For example, if someone witnesses a scene, is a part of a scene or hears about it, most will want to converse aboutRead More Censorship and the Internet Essay1213 Words   |  5 Pages Some believe this is an infringement of free speech, while others find censorship of the internet a necessary evil in today’s cyber world. When you take an in-depth look at what is readily available on the internet it should make you wonder what should be available and what should not; however, we must always understand the information that is available on the internet can be a valid source of entertainment, education and an example of free speech. The entertainment value of the internet is everRead MoreAnalysis Of The Article Why Mass Surveillance Violates International Law ``905 Words   |  4 PagesSurveillance Violates International Law† Around the world, the issue of human rights is widely debated. Why people very interested issue of human rights? With the popularity of the broadband, the development of science and technology, the use of the network become a very common life. People can skillfully use the internet and like to comment in the network. So the issue of â€Å"whether or not internet user should use real name speech in the network.†, many countries has become the focus of controversy. RussiaRead MoreThe Liberties Of The United States Constitution1497 Words   |  6 Pagestwo centuries American citizens have bided by the first 10 commandments in the United States Constitution, otherwise known as the Bill of Rights, for protection over their personal liberties from the United States government. These personal liberties include, but are not limited to: The freedom of religion, speech, and press, the protection of privacy, and the right to life, liberty, and property. These personal liberties protect ed by the government, from the government, have always been strictly enforcedRead MoreThe Bill Of Rights And Freedom Of Freedom1470 Words   |  6 PagesThe Bill of Rights and all of the rights are to the constitution to the United States. The purpose of the The Bill of Rights is to protect individuals liberties. The Bill of Rights was written in 1789 and was ratified in December 15, 1791, James Madison wrote The Bill of Rights and he was the one to guide it through the New Constitution. The amendment that I chose was the First Amendment. The First Amendment is The freedom of religion and expression:the freedom of the press, the right to assemble

What’s Cause of Poverty in Africa Free Essays

Introduction: â€Å"Poverty is a state of not having enough money to take care of basic needs such as food, clothing and shelter† (Audu). In another word, people do not have sufficient income to purchase enough food. Africa is a continent known for its deep history and rich culture but also know as a continent battling against poverty and disease (Audu). We will write a custom essay sample on What’s Cause of Poverty in Africa? or any similar topic only for you Order Now Poverty in Africa has been rising for the last quarter century while it has been falling in the rest of the developing world. Poverty doesn’t result from just one or two causes. The problem entrenched poverty is extremely difficult to solve because of different factors and all interacting with one another. Three main sections cause poverty in Africa are economic, political and external. Body: Economic: Employment is the main route out of poverty for poor people in an undeveloped country. The government does very little to create more jobs for African nations even with students that graduates from college can’t find work. With the unemployment rate increase, a lot of Africans have turned into armed robbers, blood money rituals, and secret cults organization, migrating outside Africa and turning into prostitution in order to survive. Therefore, the economic productivity is low but poverty rate is high. When leaders are not accountable to those they serve then there is a sign of corruption. Corruption both in government and business place heavy cost on society because it plays a major cause and a result of poverty. It’s because poverty can be fought in the presence of strong institution, and equitable distribution of resources (Collier). However, programs that designed to fight poverty in Africa are not fully implemented because the funds end up in the hands of corrupt individuals, who pocket the majority (Bartle). This emphasizes poor governance because those in authority have failed to apprehend the corrupt. Therefore, it requires a non-corrupt government to turn public income into human development outcomes and strengthening of business confidence, economic and social. Political: Social inequality starts from cultural ideas about the relative worth of different genders, races, ethnic groups and social classes (Bartle). According to Jeff Stats, in African history, apartheid laws defined a binary caste system that assigned different rights and social spaces to different races, using skin color to determine the opportunities available to individuals in each group. Base on this law it’s very inequality for people in Africa because people who are in low class will never able to change their level since they don’t have the opportunity and options to change it. External: With constant war and conflict in Africa makes it very difficult to farm, to work for living or earn money. It’s hard to start ordinary life because many men are forces to flee from their homes to fight for the war. This will make the continent’s productivity goes down and poverty rates go up. Another factor that cause poverty in Africa is diseases such as malaria, HIV, and TB. When a member in a household is affected by any of those diseases there is very little resources are spent on treating the sick. This lead to people who are left behind with no resources to support themselves and the situation is worsened by poor health facilities. How to cite What’s Cause of Poverty in Africa?, Papers

The social construction of race/ethnicity in the film glory road free essay sample

A few such constructions may include a belief that Asian people are smart yet physically small, Africans are physically blessed while not as mentally gifted and that white people are somewhere between the two. It is also socially constructed that Muslims are angrier people and that Hindus are strictly cultural. These attributes based on ethnicity and race have been falsely constructed by the society due to roles adopted or forced upon by these various social groups based on historic events. I have chosen to depict the race and ethnic construction in a 20th century American society through the movie Glory Road. Glory Road is a movie based on a true story that revolves around the difficulties and hardships faced by the basketball team of the Texas Western University. The movie shows how the team was a victim of an extremely harsh form of racism. It follows the story of a coach named Don Haskins who is responsible for recruiting a team of African-American players in addition to the existing ‘white’ players to play for the University team. In this movie, it has been clearly shown that African-American students, or ‘negro’ students as they are referred to in the movie are looked down upon by the society consisting of a majority of ‘white’ people. The white people believe themselves to be superior to the blacks and thereby treat them with extreme hostility. This was a continuation of the racial inequality that stemmed from the system of slavery in America. As the team of ‘negro’ players begins to gain popularity, the dissent in the dominantly white society escalates rapidly. Hostile crowds receive the team as they travel across the country playing basketball. These crowds throw things at them, vandalize their motel rooms with blood smeared walls and even go to the extent of brutally hurting one of the ‘negros’ when he goes to a restroom. It can be understood, that the negro player has been socially constructed to be inferior simply due to their ethnicity. They are believed to be less intelligent and are even compared to monkeys by a rival coach in the movie. However, due to the recent success of this dominantly black team, the whites begin to feel inferior to them and thereby retaliate physically through violence. The plot of the movie is created due to a break in the conventional social construction that the basketball team of a University is comprised of white students. White students who were trained by a white coach and studied in a University filled with white students. This was the norm that was being challenged by the coach Don Haskins who simply wanted to give these ‘negro’ students an opportunity to receive an education. Racial inequality in the education system is depicted in the movie through scenes that emphasize a majority of college students being white and the surprise on their faces when they see a black student in their school. Forms of personal racism are also shown in the movie such as stereotypes, prejudice and discrimination. Members of the board for Texas Western even exhibited quiet racism. They did not outwardly show their discontent for coach Haskins’ movement but they did feel uneasy about it. However, their uneasy feelings began to change when they heard of the team’s success, which leads us to believe that they were racist only for as long a time period as there was no direct benefit to them as individuals. The competing social construction would be one in which there was no differentiation based on the race/ethnicity of the players belonging to the team. It would be a construction where the blacks were not suppressed and thought to be inferior to whites. I believe that an example of a competing social construction would probably be the construction of our society today, where students are not discriminated based on their ethnicity but are encouraged to participate and selected based on their individual skills and talents. The potrayals in the movie directly correspond to the norms of our present day where people believe African Americans to be more athletically inclined but less intelligent than white people. This norm is harmful and beneficial to both parties. It means that a black person is more like to be hired for an athletic position but less likely for a working job and the exact opposite for a white person. Studies in the present day have indicated that a black person is only 33% as likely as a white person to get a job even if they both apply with identical credentials. It has been shown that the unemployment of black people is twice as high as that of white people (Newman, 166). The times are rapidly changing. Movies such as glory road bring to light the inhumanity that has been dominant in societies of the past that lead to discomfort and a hostile environment. People are more aware of things such as an abolition of discrimination and a promotion of equality as they aim towards times of peace. History was made in 2008, when a man of black origin was made President of the same country in which blacks were hated just a few decades ago. The name of this man was President Barack Obama. It represented a transition to a time with more equality and less racial discrimination. These are direct results of the efforts of movies such as glory road and also the efforts of various activists through the generations. Even though race and ethnicity were socially constructed, the norms are beginning to change in our modern world where every person is given an equal opportunity to achieve the goals they dream of.

Monday, May 4, 2020

Investment Analysis Financial Management †Myassignmenthelp.Com

Question: Discuss About The Investment Analysis Financial Management? Answer: Introducation The decision of the management is the most critical in ascertaining the main basis of the establishment of the business. So it must be clear that the decisions made by the management should be perfect and there should not be any flaws in the decision making. If any flaw would remain in the decision of the management then it could lead to bad impact on the profits and losses of the organization. The most appropriate option should be selected so that the management can get the desired results keeping in mind the factors affecting the goal of the management. Since the business environment in todays world is dynamic in nature hence only a decision keeping in mind a particular goal cannot be implemented. The result should be continuously evaluated so that the decision proves to be correct one and the desired results can be achieved (Berman, Knight and Case, n.d.). Usually there are two types of decisions taken top down approach or the bottom down approach. Depending on the type of decision the management is taking either of the two approaches is used. Although the decisions of the management is necessary to attain a particular result but the execution of the decision is more important for achieving a particular goal. It is important for the management to keep a healthy relationship with the lower level and the middle level management so that the decisions can be executed in the best possible manner. If the lower level or the middle level management does not function properly then any best decision in the world would not be successful hence there must be continuous good relationship with all levels of the management so that each and every person in the organization could feel the responsibility of the work given and function properly (Shim and Siegel, 2008). The management while making its decisions must keep in mind that it needs to make best use of available resources. But in most of the cases the decision of the management gets struck by the availability of the capital hence the management uses the capital budgeting method in order to get the best return with the available resources. Capital budgeting can be done using various techniques. They are discounted cash flow method, internal rate of return method, net present value method and payback period. These methods are described as follows: Discounted Cash Flow method (DCF method): In this method, the future cash flows are discounted to their net present values by using cost of the capital so that the present value of the investments can be evaluated. The main purpose is to identify the time value of money by discounting the future cash flows (Bruner, Eades and Schill, 2017). Internal Rate of Return method (IRR method): In this method the net present value from all the cash flows from a particular project is made zero by using a discount rate. This method is used to determine the potential of a particular project. The formula used for internal rate of return method and the net present value method is same. If the internal rate of return derived is greater than the rate of return the organization desires then the company will move ahead with the project however if the rate of return derived is lesser than the rate of return the organization desires then the company will forego the project and will not invest its money in the project (Saltelli, Chan and Scott, 2008). The calculation of the internal rate of return is as follows. The same example is also used for the net present value method: Net Present value method (NPV method): Net present value is basically difference of the present value of the cash inflow and the present value of the cash outflow. A project with a positive net present value will be taken and with a negative one will be foregone. For example: In case of two assignments A and B where the required rate of return is 10.25% and with different cash flow structures, the net present value of the cash flows will be shown as below: Discounted payback period: Breaking down the starting expenditure by scanning future cash flows and monetary time values are steps of a capital budgeting method which is discounted payback period (Taylor, 2008). According to this, if a project is to be undertaken by the company then the target period must be greater than the discounted payback period which is calculated. Sensitivity Analysis Evaluation of values from different types variables are taken into consideration in this type of analysis. Alteration in the dependent variables with a change in the independent variables is recorded by an analyst in accordance with some constant circumstances. Also known as What if analysis. This analysis is useful for both corporate and personal level decisions. The main business of t6his analysis is to record the alteration in the output value in accordance with a change in an input value while keeping all the other inputs constant (Galbraith, Downey and Kates, 2002). For conducting the sensitivity analysis, following measures should be paid attention to: Evidence should be present for as the base case output; like NPV at a particular base case input value (V1) for which the sensitivity needs to be measured after having all other inputs constant. All the input values must be kept aside and a new value must be undertaken to evaluate the output. After the above processes the %change in both input and output must be evaluated. Dividing the %change in output with the %change in input will reap the final amount of sensitivity. As per the evaluation made, it is clearly evident that if the value of the sensitivity is higher, then the output will be more influenced by any alterations in the input value or the opposite case may be. Scenario Analysis Process related to the evaluation of the estimated value in accordance with the alteration in the key factors such as interest rates, etc for a fixed span of time is referred to as scenario analysis. Calculation of various reinvestment rates is the main work of this analysis with which maximum profit can be attained by the company. All this scanning and reporting is done by a professional analyst. Values of various portfolios keeps on changing as per the changes in the environment and this analysis helps in its detection as to follow the principle of What if analysis. While investing in a particular project, it is advised to use this form of analysis to have a vision of all the ups and downs range probability of the project which keeps on changing and thus increases the threat of irreversible investment or grave loss. Thus, this analysis detects the flaws and the risks of the project at an early stage so as to prevent the losses which can be suffered buy the investor (TULSIAN, 2016). Standard deviation of the monthly or daily security returns can be regarded as the best process to grab the scenario analysis technique. The above procedure evaluated the value of a current portfolio. This analysis provides the analyst with a satisfactory reason as of why the value of the portfolio has been subjected to alteration. There exists some differences between the two above mentioned analysis and they are not at all similar to each other. This can be understood by a simple example like; if an equity analyst is keen enough to record the impact of both the sensitivity and the scenario analysis on Earning per Share(EPS) then he will have to evaluate it through the given data of earnings(P/E) multiple (Holland and Torregrosa, 2008). Break Even Analysis If in a span of accounting period a company undertaken a project which included expenses and then he company carries on with its work to gain surplus capital which can nullify the expense, then in that case it is said Break even analysis. So it is clear that there will be no gain or loss and thus the net income of the company will be zero. This analysis acts as a boon to clarify the amount of sales which must be made by the company so as to nullify all the expenses though the net income of the company will be zero (Khan and Jain, 2014).Accounting Breakeven analysis: Accounting breakeven analysis occurs when the net income is zero. This can only happen if the total revenue or capital gained is similar and equal to the total expense of the project. This can be achieved when we calculate the ratio of variable cost to sales. Taking an example, if there is a given ratio of 0.65 then this states that with every rupee of sales of each unit, the contribution is 0.35. Thus, the contribution m argin ratio comes to 0.35. Therefore the breakeven point can be calculated by the following equation: Breakeven Point = (Fixed Cost + Depreciation) /Contribution Margin Ratio.Non addition of the depreciation leads to the breakeven point to be known as the cash breakeven point. Zero returns on the sale clearly depict that that a particular value has been in contact with the breakeven point. As there in no profit in the project so the money which is invested by the company will be recovered with no additional amount (Reilly and Brown, 2012). Financial breakeven point: If the initial investment is found to be similar to the cash flow then the NVP breakeven occurs. When the net present value is equal to zero then the analyst has to be provided with the transaction related to the amount of sales so as to evaluate the final breakeven point. The term simulation refers to the duplication of a condition or method. Monte Carlo simulation can be thought of as the analysis of the methods that have been copied from the original ones or can be defined as the analysis of the key features of the system of random numbers by the process of duplication. Adding up of the advantages with the ones of the capital budgeting can be thought to be possessed by the simulation analysis as it gives the analyst a clear vision of the risk that prevails in the project. This analysis also keeps a track record of all the alteration being made in different variables of the company. The following steps are to be followed to perform this analysis: Variables need to be categorized for both cash outflows and also for inflows. Every variable related formula must be highlighted and evaluation of probability distribution for every individual variable should be done. Installation of a computer program so as to select a value from every probability distribution of each variable should be done so as to finalize the successfulness or failure of a project by analyzing such values. The result of this calculation is not a small value but it is rather a profitability distribution of all the feasible expected returns. A list of limitation for the capital budgeting prevails in the system though it is important for decision making processes. Inapt and mysterious investments arises difficulty in the preparation of perfect budget. It is advised that all the decisions should be seriously scanned because they comprise of heavy amounts which are irreparable in nature Conclusion From the above assignment we have come to know various techniques and the importance of capital busgeting which are summarised below: Evaluation of the risks: Threats prevails in any long-term investments which are termed as capital costs. Capital budgeting provides the company a safe and secure way to get hold on such expenses (Clarke and Clarke, 1990). Finding the best course of action: This provides the firm with all possible probability of investments from which the company can easily choose the most profitable one. Its main target is to provide profits to the shareholders and thus to increase the dominance and respect of the company in the market. Long run of the business: Reduction in the expense with an increase in the profit at the same time can be sensed while using capital budgeting. This technique makes the company a long race horse while shielding it against abrupt investments. Also helps in analysis, assessing appropriate arrangement (Fairhurst, 2015). Irreversible investments: Some projects require massive funds to be borrowed by the company. In such cases the project must be thoroughly scanned and then only any investments should be carried because such investments once made have no chance of getting refunded. References Berman, K., Knight, J. and Case, J. (n.d.).Financial intelligence for HR professionals. Bruner, R., Eades, K. and Schill, M. (2017).Case studies in finance. Dubuque, IA: McGraw-Hill Education. Clarke, R. and Clarke, R. (1990).Strategic financial management. Homewood, Ill.: R.D. Irwin. Fairhurst, D. (2015).Using Excel for Business Analysis A Guide to Financial Modelling Fundamenta. John Wiley Sons. Galbraith, J., Downey, D. and Kates, A. (2002).Designing dynamic organizations. New York: AMACOM. Hassani, B. 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